Graduation Speech -- Graduation Speech, Commencement Address

Well, this is it. Our last night. The last page of the scrapbook we call heights school. Our scrapbooks atomic number 18 filled with memories from the first day we walked into these halls ... to this very night. Pictures crammed in, ticket stubs cuddle between them, adorned by dried corsages and newspaper clippings, yellowed with either fond recollection. The smiling pictures argon the friends we?ve made in proud school. Friends are what make life special. Every person we encounter has a certain(prenominal) effect on our lives. If one face in our scrapbook were missing, a go away of our lives would disappear also. Remember the football game where you finally got the fight breed right? That?s your ticket stub. Maybe it was the musical that you rehearsed months for. Or delighted at the state basketball tournament. Or ... grade Speech -- Graduation Speech, Commencement AddressWell, this is it. Our last night. The last page of the scrapbook we call high school. Our scrapbooks are filled with memories from the first day we walked into these halls ... to this very night. Pictures crammed in, ticket stubs nestle between them, adorned by dried corsages and newspaper clippings, yellowed with each fond recollection. The smiling pictures are the friends we?ve made in high school. Friends are what make life special. Every person we encounter has a expressed effect on our lives. If one face in our scrapbook were missing, a phonation of our lives would disappear also. Remember the football game where you finally got the fight stock right? That?s your ticket stub. Maybe it was the musical that you rehearsed months for. Or jolly at the state basketball tournament. Or ...

Microeconomics Samuelson Essay

Explain how the cool head might provide the congenital positive stinting analysis to implement the normative value judgments of the solid heart. Do you agree with Marshalls view of the role of the teacher? Do you accept his challenge? In order to achieve the supreme goal of economic science which is to improve the living conditions of people in their everyday lives (*) a cool head attitude has the knowledge and learning bewilderd through with(predicate) a lifetime relation to the economic momentum.Balancing this with a warm heart compassion vision, and a volitioningness to improve society, is the most usurp way to use certain economic models in order to acquire economic sustainability with social improvement. We agree with Marshalls view which was conceived through a social corporate responsibility. We, as leaders, accept his challenge through developing projects which should be not only profitable but alike socially accepted and with respect to the environment. Also, we s hould use our cool heads to objectively strike challenges and make difficult decisions that lead lead us to a golden society with a sustainable economic growth.Some scientists believe that we argon rapidly depleting our earthy resources. Assume that at that place have only 2 inputs (labor and natural resources) producing two goods (concerts and gasoline) with no improvements in societys engineering over time. A. Show what would happen to the PPF over time as natural resources be exhausted. B. How would invention and technological improvement modify your answer? On the basis of this example, explain why it is said that economic growth is a backwash between depletion and invention. It is said that economic growth is a race between depletion and invention because the continuous use of the natural resources of a expanse will tend to deplete them, over a long extent of time but in the contrary, the invention of new technologies can head a country PPF making a race between t hem, since around(prenominal) things commonly happens at the same time. Chapter 2 1. Question 1 . What determines the organisation of national output? In some cases, we say that there is consumer sovereignty meaning that consumers decide how to spend their income on the basis of taste and mart prices.In other cases, decisions are made by political choices of legislatures. enumerate the following examples im divisionation, education, police, energy efficiency of appliances, health-assist coverage, television overtizing. For each, describe whether the tryst is by consumer sovereignty or by political decision. Would you mixture the method of allocation for any of these goods? National Output includes the total amount of goods and services that a country is capable to produce in a certain closure of time. It is also known as the country?A country has the responsibility to decide what outputs to produce and in what quantity, how to produce them and for whom should they be p roduced. In a securities industry society, the national output is influenced by consumer tastes and the resources and technology available in the country. On the other hand, political sciences may intervene to compensate for market failures that usually occurs inside a country, or to fund social programs. Here there are some examples that show mixed economies between consumer sovereignty and political science interventions.Generally speaking transportation means are controlled by the cliquish sector through companies that provide transportation services such as airlines, company taxis, trains, etc. Inside a country, there also exists commonplace transportation for those people who can not afford the private one. In Peru, specially for the ground transportation, the government plays a fundamental role ordinance tariffs, taxes and making sure we have a safe an machinated transportation dodge in the country for the society. Education In a country generally exists public and pr ivate education.Usually, private takes tend to have a high price but also delivering high quality and it is market driven. There are different private schools with different prices in the market. On the other hand, public education is provided by the government to lower socio economic levels in order to make education accessible to the whole nation. brass applies procedures in order to maximize its quality. In Peru for example the government is severe to break the poverty cycle incentivizing the rural population to attend school through monetary allowances.There are also regulations in footing of the requirements asked for being a public teacher, the education syllabus of the country, etc. law of nature Police is a government regulated service to the population which is part of the arm forces of a country. Its function is to assure security to the population. However, in some countries where there is exactly resources allocated to this public entity, private police petrol ar e created. In Peru even in rural areas where police is not present, communities organize themselves to fight against crime. Energy efficiency of appliancesEnergy is a strategic scarce resource for a country. Therefore, the importance of having government regulations to control it, its tariffs while having private companies supplying the service in order to assure this service on the long term to the community. Health solicitude coverage Health care is a private and public good also. Government provides health care services to the majority of the population by building public hospitals and providing policy coverage programs. Usually private health care provides a higher quality service and is accessible to higher socio-economic levels of the population.Television advertising It is a consumer sovereignty good, driven basically by program ratings and market price. Usually, the government owns public television channels but even in those cases the advertising is not controlled. What go vernment usually does is to control advertising of some products such as cigars, or the time and programs where you can advertise such products. Would you change the method of allocation for any of these goods? We would not change the method of allocation for any of the goods mentioned above.We debate that in the examples mentioned, a mixed economy of public and private goods is the best to make services accessible to the whole population while having a market driven economy. However, if we customized this question to the Peruvian reality, we think that an example where government could intervene more is the banking regulations entity which should improve the credit policies in order to create a sustainable finance growth. 2. Question 3. This chapter discusses many market failures areas in which the invisible hand guides the economy poorly, and describes the role of government.It is workable that there are, as well, government failures government attempts to curb market failures that are worse than the original market failures? Think of some examples of government failures. relieve oneself some examples in which government failures are so blue that it is mend to live with the market failures than to try and correct them. A possible failure can be represented by a tax system that discourages private and foreign investments in the country that at the end will affect governments income.Another example is a bad monetary policy in which inorganic emission of currency will impact over inflation rate dramatically, affecting purchasing agency of nationals (Peru 1985) . During this time Peru suffered more than 7000% inflation generating scarcity of basic goods and creating a collimate black market. During this time, another bad example would be that the banking system was nationalized and generated a lack of confidence in the population towards the banking system, loosing a high percentage of the savings of the population decreasing the countrys investment.

Anytime Fitness and the Jetts Essay

As the living quality has been continuously improved in recent years,together with the widely spread sense of keeping fit,fitness clubs be turn to a greater extent and more popular in Australia.Among all those fitness companies,the Anytime physical fitness and the Jetts are the nigh quickly growing ones ,which both offer the 24/7 access to all clubs they own. Ill compare the model of these dickens political party using SWOT analysis.Company overviewAccording to the Anytime fittingness AU(2014),Anytime seaworthiness is a fitness club which started in Minneapolis,USA in 2000.The 2115 clubs around the piece make it the biggest fitness chain in the world.In year 2008,Justin McDonell and Jacinta McDonell-Jimenez open the graduation Anytime fittingness club in Australia.The next 6 years witnesses the rapid expansion of the Anytime Fitness with 344 clubs.On the contrary,as potty be seen from the website Jetts Fitness Australia(2014),the Jetts is a local fitness company which sta rted in 2007 in the Gold seashore by the couple Brendon and Cristy Levenson.Soon,the expansion to the whole country and the New Zealand makes the Jetts a fitness company with over 200 clubs.SWOT analysisAnytime FitnessStrengthsWeaknesses1. Leadership in the global market gives the company the advantage of its filth name and supply chain(Anytime Fitness AU 2014) .2. Having the most clubs in Australia allows most Australians to come to the club within 10 minutes(Anytime Fitness AU 2014) .3. investiture from the US capital market is available.For example,the capital injection from the Roark cap class would help expediting the growth(Roark Capital free radical 2014).Also, the company had partnerships with THL Credit Opportunities,L.P. and the Partnership Capital Growth so as to achieve a recapitalization in 2010 (PCGA.Transaction annunciation 2010).4. An online medical center called Anytime wellness is offered ,which can bring health randomness to the customers.5. The business m odel which is genial for franchiser as flexibility and profit can be got at the same time helps the rapid expansion of the company (Anytime Fitness AU 2014) .The 2014 Top dealership from Entrepreneurs Franchise 500 List(2014) claims that the company gets NO.1 in this list.6. The company has comparatively low monetary value with acceptable environment and 24/7 access .7. Private public convenience and bath room can give pack more privacy. 1. low-spirited culture consistence do the clubs have, due to the distance from the US.For example,the footing of to each one club in Australia is different(Anytime Fitness AU 2014) .2. Lock-in contract makes customs uncomfortable.3. sad fame of one club such as low quality of customer service and cleanliness whitethorn influence early(a)wise clubs although the franchisers are different.4. No lag during nights may cause security concern (Anytime Fitness AU 2014) .5. Facilities are overleaped during peak times.OpportunitiesThreats1. The 12 million enceinte people in Australia fit in to the Overweigh and Obesity(AIHW)(2013)are the potential customs.2. More sessions and classes can be offered.3. Introduce new facilities to the clubs may provide differentiation from the Jetts.4.The company should promote more about the facilities and services.1. Competitions from Jetts and other fitness clubs are growing.JettsStrengthsweaknesses1. The Jetts has enough clubs to serve most Australians.Meanwhile, with the projected 250 clubs,80% of Australian can go to Jetts within 8 minutes(Sunshine Coast Daily 2010).2. Its a domestic fitness company,which means that it can provide a suitable environment for local people. Also,the staff can get more education and feedbacks from the headquarter so the company culture will be consistent.3. No contract rule which gives the customers freedom of choice makes them comfortable(Sunshine Coast Daily 2010).4.The price is quite low as people only need to consecrate $11.95 per week and are free to stop at any stage.But people can still get 24/7 access and clean, convenient workout facilities providing the equipment that members use on a regular basis(Tilbury, Alex 2011).5.The Jetts has an experience team to help new clubs get started (Davies,Adam 2012).It helps the growing of the Jetts together with the expeditious franchiser system.6.The Jessts has a good fame of high customer satisfactory.It got No.1 in the Canstar Blue almost Satisfied Customer Award in Australia in 2012 and 2013 (Jetts Fitness Australia 2014).1.The clubs lack advanced equipments due to the low price strategy.2. No staff during nights may cause security concern(Jetts Fitness Australia 2014).3.Facilities are lacked during peak times.OpportunitiesThreats1. The percentage of overweight people in Australia is high.2. The oversea market is still waiting to be exploited.3.The Jetts should promote more about its low price and simplicity.1.Competitions from Anytime Fitness and other fitness clubs are growing .ConclusionIn summary,although the Anytime Fitness has advantages in some aspects,I still consider the model of the Jetts is better as it makes customers feel satisfied,which is lots more important than other elements in this customer-oriented age.Reference ListAnytime Australia Pty Ltd 2014,Anytime Fitness AU,viewed 19 March 2014,Jetts 2014,Jetts Fitness Australia,Brisbane,viewed 18 March 2014,Roark Capital Group 2014,Anytime Fitness Receives Investment from Roark Capital Group,media release,3 March ,viewed 22 March 2014,PCGA.Transaction resolution 2010,Partnership Capital Growth,viewed 22 March 2014,2014 Top Franchise from Entrepreneurs Franchise 500 List 2014,Entrepreneur Media, Inc.,viewed 22 March 2014,Overweigh and Obesity(AIHW) 2013,Australia Institution of Health and Welfare,viewed 22 March 2014,Sunshine Coast Daily 2010,Jetts Fitness blasting off movers & shakersBrendon Levenson,Sunshine Coast Daily ,5 October 2010,viewed 22 March 2014Davies,Adam 2012,Jetts on a winne r with new club,The Chronicle,27 May,viewed 22 March 2014Tilbury, Alex 2011,Jetts wins mesh with the giantsThe Courier Mail4 Juneviewed 22 March 2014,

Inspector Goole’s role in the play Essay

The quizzer is a critical part of J. B. Priestly An inspector C totallys. He is a catalyst in a concoction of Edwardian lies and deceit. The Inspectors role in the play is to make the new(prenominal) characters realise how people atomic number 18 responsible for how they affect the lives of others. Priestly purview that if we are more aware of responsibility, the world should learn from their mis pull backs and develop into a place where every can be treated fairly. The Inspector states that everyone is, intertwined with our lives (p. 56).It is fire that the Inspector enters after Birling has just finished his speech on inn and how he says, youd think everybody has to look after everybody else (p. 10). The Inspector is the antithesis of Mr. Birlings Victorian and capitalist view on society every man for himself. Clearly, through come forward the play, the Inspector has talked about the community, togetherness and sharing.The Inspector expresses an single(a) view of society. From the dialogue, it is evident that the Inspector has a collectivistic view. A collectivised is a person who believes in a political and economic hypothesis or system where the community, usually through the state, owns the means of production, distribution and exchange.An character of a societalist view from the Inspector is, we are members of one body. We are responsible for each other (p. 56). Priestly uses the Inspector as a soapbox on which he can express his own socialist views. As a result, when these socialist ideas compete with capitalist views, the audience perish more conscious about the flaws of society and themselves. For example, through the Inspectors comments on the way that factory owners exploited the desperation of others, the Inspector challenges the industrialist by saying that after all its better to ask for the earth than to take it (p.15), Priestly now begins to put across his message about social injustice. Consequently, with his opinions and cha stes, the Inspector undermines Birling.As when Birling states his capitalist opinion, the audience recognises early in the play that they are very wrong and immoral, youd think we were all mixed up together like bees in a lay in community and all that nonsense (p. 10). In addition, when the Inspector leaves and the Birlings find out that he may be a hoax, Birling says that the Inspector was credibly a Socialist or some sort of crank he talked like one (p. 60). This all strengthens Priestlys political and moral point.

Oceanic Mythology

pelagic Mythology Two classical lasts, Rome and Greece, both atomic number 18 well up known to the world. Their mythology especi exclusivelyy, because elements of their folk fibs shape modern society. But, what just about mythology originating in another(prenominal) parts of the world? Why are Roman and Hellenic gloss such substantial sources of folklore? Seemingly unheard of stories from other regions of the landed estate harvest rich culture that hasnt diffused into modern culture as well as Greek culture yet provide ambitious stories on human behavior.Specifically, in Oceanic regions such as Polynesia and Melanesia triumph stories spend a penny een told for hundreds of generations that are al nigh unknown in Western culture (Wikipedia). Its a travesty that such inte abideing tales of Oceanic life havent decease important to the rest of the world, but fortunately in these islands they have importance. In Oceania, particularly in the area of Polynesia oceanic popula te believed that Forever, Darkness, and the Sea have always existed (Pantheon). Scholars believe that humans first migrated to Polynesia from Southeast Asia about 2,000 years ago.These people carried with them their mythological traditions about events, deities, and heroes (mythencyclopedia). And thus, a tale of creation was cooked up. The tale starts with a giant Spider materialiseing a giant clam, and weirdo inside of it. It was extremely dark inside of the clam, but the spider managed to find a snail inside of the clam. The spider asked the snail to open the causa a bit, because it was so dark. The snail cracked open the mouth of the clam, and it became the synodic month shedding somewhat light in the pure darkness.Another snail came to suspensor the spider push the top of the clams shell open further, and the sky was created, (and referred to as beau idealdess Rangi). The spider then pushed open on the bottom of the shell, and the acres was reated, (referred to as a god , Papa). This is one form of the story that it told by means ofout Oceania. The other version of this story tells that a imperious idol (Usually Po or 10) creates everything. twain versions however tell that Papa and Rangi create plants and animals, and Papa Earth was a goddess, and Rangi Sky, a god, sister and brother. They cohabited and produced the first ancestors of all mankind (pantheon).Mote-Yale In some islands in Oceania, a story tells that the earth was created after a gemstone fell into the sea, while other regions believe that a butterfly created earth from the sea. The stories vary due to location. For instance, in Tahitian mythology, the supreme creator deity was Taaroa who was born from a cosmic egg. He filled the world with all the creatures and things that are now found in it. Some Tahitians believed in Taaro granting supreme miracles, yet also being reason terrible things happen on Most islands located in Oceania however, base their mythology off of the same G ods.Haumia god of plants and vegetables, Tane god of forests, Tu god of war, Lono god of heavens, and Pele god of fire are in force(p) a few that reoccur throughout the history of Ocanias mythology. (Mythencyclopedia). It seems to be a flesh that the civilizations near the ocean have creation myths all involving the sea. Just as areas with lots of snow would have allegorys regarding snow, and places with lots of trees would have tales about reputation. Goddess, Rangi (ssqq) lamentable onto different islands of Polynesia, the elegant islands of Samoa have some(prenominal) tales that provide morals and lessons to day-to-day life, including The Tree of Life (nzetc. ictoria. ac. nz). The story follows a Samoan woman Leutogitupaitea who marries Mote-Yale the king of Tonga. The Tongan king was previously married to a Tonagan woman, and they had a child together. The kings untested wife was unable to conceive, and in a jealous rage hit the baby. The kings Tongan wife came to reali ze what happened, and later the king was informed. The King on being informed of the happening ordered the people to gather firewood and to flash the woman who had killed his child. He ordered her to be hardened in the ramification of a Fetau tree and the wood to be piled high round the tree.This was through and the fire lighted. The flames ascended and the woman was about to be consumed when thousands of flying foxes flew ver the fire and urinating on it extinguished the flames. The King then decided that the womans life would be spared and he said, this tree shall be called the Fork of Life, for a womans life was saved on it. I give back the woman her life, but she shall be taken to a desert Island and left there (nzetc. victoria. ac. nz) Another tale told in Samoan culture is the The Long Toothed Devil of Falelima.People of Falelima, a small village in Samoa, told stories of a devil with long pointy odontiasis. The story tells that the devil (Nifoloa) died and that his teet h continued to grow and ventually grew into the near Island of Upolu. People were apparently bitten by them as they continued to grow. The people all had strange sores that seemed to disappear after a while. These people who were bitten were referred to as Nifoloa (nzetc. victoria. ac. nz). Additionally, the people of Samoa tell a story about fire being brought to the islands.According to the ledged, there was a long period of while in Somas history where there was no fire (hem. passagen. se). Tietie, an orphaned male child made the discovery of fire on the island inside of a countermine where the earthquake god, Mafuie resided. He had discovered the fire when stumbling across Mafuie roasting a hog and stealing some him, Tietie grasped him by the arm with such enduringness that it twisted off mLet me go he cried. Let me go and I will give you my hundred wives. 0 l dont want your wives, Tietie responded. l want some fire. Let me take it with me or Ill twist your other arm Take i t answered Mafuie, giving in. If it goes out, you can rekindle it by guide ii pieces of wood together. (hem. passagen. se) In the Far East region of Polynesia, east wind Island harvests many mysteries to the orld today. The island is al around midway between Chile and Tahiti, and discovered to be almost entirely made of volcanic rock (crystalinks). On the island, many stone statues/fgures (Moat) can be seen along the coastlines and in completely set down land.The Moat figures are ordinarily what people associate with Easter Island. The Rapa Nuis people (natives to the island) carved them thousands of years ago (wikipedia). The fgures were often carved to honor a god or ancestor, and they served as a status symbol (wikipedia). It was believed that the animated had a symbiotic elationship with the dead where the dead provided everything that the living needed (health, malodorousness of land and animals, fortune etc. ) and the living through offerings provided the dead with a b etter place in the spirit world. (wikipedia) Easter Island Moat statues (deitchman)On the mysterious land, the origin of Easter Island is supposedly the Legend of Hotu Matua (crystalinks). According to the story, Hotu Matua was the first colonist to Easter Island. Hotu Matua traveled to the island on a canoe with a colonizing fellowship and made the island his kingdom, with his sons precession him (wikipedia). The island was ruled for 1000 years by Matuas descendants, until Dutch explorers found the land in 1722 and claimed it for themselves, as white people usually do (wikipedia). There is considerable uncertainty about the accuracy of this legend as well as the date of settlement. Published literature suggests the island was colonized around 300-400 CE, or at about the time of the arrival of the earliest settlers in Hawaiim (wikipedia). As far as deities and gods of the Rapa Nuis culture, the most powerful and large is the Make-Make god. On Rapanui (Easter Island) people beli eved in a ariety of god or atua, most prominent among the atua was the Creator God, Make- the creator of life to the Rapa Nuis people.His followers worshipped him through sea birds, because they believed his soul was reincarnated into them (astrology. richardbrown). His symbol was a man with bird want features, and he can be seen carved into various Moat on the island. Make-makes symbol carved onto volcanic rock in Easter Island. In Melanesia, Just north of New Zealand, the islands of Fiji were formed through volcanic natural action that began 150 million years ago (wikipedia). Oral story-telling is a opular and important pastime in Fiji that helps to keep alive the myths from the old religion, as well as legends about more modern fgures in Fijis history (go-flJi).One of the most told Fijian myth is their creation myth. A snake god, Degei had only a huckster as a friend. One day the hawk disappears and Degei becomes very lonely. He goes out in search for his friend, and comes acr oss her birds nest. There were two given over eggs left alone in the nest, so Degei took them to raise as his own. After weeks of nesting, the eggs finally hatched. To Degeis surprise, not two bird, but two humans emerged from the eggs. Degei raised the humans, grew vegetation in order to feed them and told them stories that revealed the nature of all things (go-flJi).Later, whilst swimming in the ocean Degei stumbled across a critical piece of land and created the village of Viseisei for the humans. This is believed to be the first Fijian settlement. He then creates the surrounding islands of Viti Levu, where he still remains in a cave. Degei waits in his cave for other souls to pass through, and he will both send them to paradise or into a deep dark lake to attend punishment (go-flJi). Snake God Degei (Indianweekender) Aside from its sweet tales of creation, Fiji also has a bit of a dark past.The island was flooded with cannibalistic tribes in the mid-nineteenth century, most notoriously Ratu Udre Udres (go-flJi). He notably continued the practice cannibalism through Fijis ceding to Great Britain, and ate nearly 900 people. The legends tell that after Udre Udre had been killed and buried, he had 872 stones placed around his tomb representing all of the people he had eaten. In conclusion, the Oceanic world is a complex one. With rich and diverse cultures thriving in tiny islands only miles away from one another. The archipelagos in Polynesia have generally the same tales of creation, and the same gods.Melanesia compares greatly to Polynesian culture, with a few exceptions. With these divided beliefs and traditions, Oceanic life has united culture and history. The stories and legends of Fiji, Easter Island, Tahiti and Samoa are perchance rarely ever passed onto other regions because of their location. These islands are almost isolated from the rest of world, so how could stories travel so far over thousands of miles of ocean? early(a) areas of the worl d also do not share much in common with these islands like rt and weather, which makes their stories not relatable.But maybe, its for the better. If there were no diversity and culture in the world, there would be no point of different continents. It would be almost like Pangaea all over again. Different languages, foods, clothing, weather, technology, and architecture are what keeps the world so interesting and worth living in. If we already knew everything life had in store for us,

Health Nursing

unrestricted wellness is the science and art of protecting and improving the health of the communities through commandment, promotion of healthy life styles and research for sickness and injury prevention. Public Health helps improve the health and well macrocosm of battalion in local communities around the world also deeds to prevent problems before they occur. Public health nursing is a change form of registered nursing that combines nursing and in the cosmos eye(predicate) health principles.According to the American Public Health Association, the primary focus of public health nursing is improving the health of the corporation as a whole rather than righteous that of an individual or family. Public health nursing is sometimes c in alled a type of community health nursing. Some experts use the terms public health nursing and community health nursing interchangeably. Public Health Nursing digests health promotion, disease prevention, and intervention and support serv ice to women, children, young person and families living in the Capital Region.Services are provided to individuals, families, groups and communities in homes, schools, health units and community setting Community health nursing a field of nursing that is a blend of primary health anguish and nursing invest with public health nursing. The community health nurse conducts a move and comprehensive do that is preventive, curative, and rehabilitative. The philosophy of interest is based on the principle that care directed to the individual, the family, and the group pays to the health care of the population as a whole.The community health nurse is not restricted to the care of a particular age or diagnostic group. Participation of all consumers of health care is encouraged in the development of community activities that contribute to the promotion of, education about, and maintenance of good health. These activities require comprehensive health programs that pay special attention to social and ecologic influences and specific populations at risk. Basic Principles of CHN 1. The community is the patient in CHN, the family is the unit of care and hither are four levelsofclientele individual,family,populationgroup (those who share universal characteristics, developmental stages and common exposure to health problems e. g. children, elderly), and the community. 2. In CHN, theclient is considered as an ACTIVE partner NOT PASSIVE recipientofcare 3. CHN practiceisaffected bydevelopments inhealthtechnology,inparticular, changes in society, in general 4. The goal of CHN is achieved through multi- sectoral efforts 5.CHN is a partof health care system and the larger human services system. Specific Responsibilities of a Nurse, spelled by the implementing rules and Regulations of RA 7164 (Philippine Nursing Act of 1991) includes Supervision and care of women duringpregnancy, labor and puerperium writ of execution of internal examination and delivery of babies Sutur ing lacerations in the absence ofa physician Provision of first aid measures and emergency care Recommending herb tea and symptomatic medsetc.In the care of the families Provision of primary health care services Developmental/Utilization of family nursing care plan inthe cooking of care In the care of the communities Communityorganizingmobilization,communitydevelopmentandpeople empowerment Case finding andepidemiological investigation Program planning, performance and evaluation Influencing executive and legislative individuals or bodies concerning health and development. Responsibilities of CHN be a part in developing an overall health plan, its implementation and evaluationfor communities provide quality nursing services to the three levels of clientele maintaincoordination/linkageswith early(a)healthteammembers, NGO/government agencies inthe cooking ofpublic health services conduct researches relevant to CHN services to improve provision of health care provide opportunit ies for professional growth and continuing education for staffdevelopment http//www. answers. com/topic/public-health-nursingixzz2Do73aZIE

Copying Morality? Essay

parcel buc groundworkeering and illegal file shargons is becoming a bigger produce in modern sidereal day society, more than likely with the y out(a)h of society. any computers now come with burn-w atomic number 18 technologies in which the user can take a product and create copies of that softw ar. Originally, this process was created in order to provide methods of keep up a persons computer files, in exemplar of hardw ar crashing and system reboots. However, the situation has changed. People atomic number 18 now able to imitation any type of media file (DVDs, CDs, operation systems, etc) and give out these products, free of manoeuvre.Do you like that CD that your paladin bought the new(prenominal) day? Ask him to burn you a retroflex, thus you can retain it too. Did your up-to-the-minute version of Microsoft Windows crash on you and you dupet consent the convalescence discs? No chore. Get a friend to burn you a copy of their recovery discs. And whats the bes t thing to the highest degree these trans sack outions? You hold outt shed to pay for anything Broke college students rejoice In Bernard Gerts essay, Is it Moral to Make Copies of Software for my Friends? ,the ethics of this trend are discussed. What are the ethical guidelines when it comes to computers? Is it unexceptionable to copy bundle?Gerts conclusion is that it is non morally unobjectionable to copy package, no field of study who the software is for and heedless if it is free of charge. It is an illegal action, as there are equitys against such activity, and then it is unacceptable to partake in such action. Although alleviate attainable to effect while even-tempered illegal, this doesnt crocked that it is acceptable. A law can non be broken unspoiled because someone has the means of doing so. Gert graduation explains the ethics of rupture the law. He states that one cannot limit the subject matter of the law to a particular law one dislikes. He uses the example of smoking by minors to back up this line of credit. The law is that you must be 18 years old in order to buy cigarettes. However, minors cannot just go out and buy cigarettes and smoke because they dislike the law. Its still a law not liking the law isnt a justifiable reason to try and establish it. The barely time that it is acceptable to set off a law is in the situation in which the law is unjust. If a law is unjust and has a negative effect on society, then it should not be a law in the first place, thus making it acceptable if the law is to be broken because eventually, this exit cause the law to be overturned.However, current software copying laws are not unjust, and if they are to be considered unjust, there is no clear and reasoned reason of why they are unjust. Copying laws are not morally unacceptable, making it unacceptable to break these laws. Gerts compares this issue to hotfoot limits. Speed limits are the accepted law of whatever state they are set i n. These expedite limits are not hurting society and are morally acceptable within the community. Because of this, it is looked elaborate upon when a driver breaks the speed limit, becoming so unacceptable that legal action can take place.Speed limits are not suggestions, they are laws. These laws are in no violation of righteousness and therefore they must be followed. Gert also believes that it is not acceptable to break a law in the event that one ciphers that some other law would be better. If society allows violation of the current law collectible to the fact the society is in favor of other laws that are not passed, then it becomes acceptable for everyone to break every law. If everyone has this mentality, then law becomes obsolete. wherefore even exsert having any laws if everyone feels that they can break them because they dont agree with them?Gert believes that this mentality will terzetto into outlawry. As for software laws, Gert believes that because these laws a re not unjust and are not causing any harm, it is not morally acceptable for anyone to be breaking the law. He claims that he does not know enough just to the highest degree the current laws to admit that there may be other more suitable and better laws that for this issue. However, that does not mean that software copying shouldnt be illegal or have penalties. Gert states that illegitimately copying software cannot be described solely base on the morally relevant issues, as it brings in ones biases with regard to software.People may only see it as doing a favor for a friend when they copy software. How can an act with sizable intentions possibly be immoral? According to Gert, it doesnt matter of what the intentions were motives dont determine the religion of an action. In conclusion, for these reasons, Gert determines that copying software is not morally acceptable. II. Evaluation According to Gert, it doesnt matter of what the intentions were motives dont determine the the ology of an action. Here, I find myself agreeing with Gert. Just because you have life-threatening intentions, it doesnt mean that its acceptable to violate the law.Hitler had good intentions, didnt he? He wanted to cleanse his country and make his country better for the people he deemed valuable. Sure, he killed millions of people, unless the good intent was there, right? Wrong. His intentions do not justify anything that he did. A person could justify burning software by saying that he is doing it to help out his friend, but his good intentions mean nothing. He still did something that was against the law, and therefore it is wrong. The second and last thing that I agree with Gert nigh is that it normally should not be acceptable for a person to break the law.The only time it is permissible is when the law is an unjust one that brings more harm than good to society. In the Statess early years, did the settlers not eventually find King Georges rule to be unjust? Did we not find his laws and policies unbearable? Did we not oppose them and fight them? America was born by breaking the law And this is acceptable Why? Because it was against injustice. The only time a law can be broken is when it is unjust. We, as Americans, cannot argue with this. However, are piracy laws unjust? Gert certainly doesnt conjecture so. Im not sure if I agree with him.A impuissance that Gert has is that he admits that he does not know a lot nearly the piracy laws. He knows that there are laws making copying illegal, however, he does not explain them because he does not know enough slightly them to do so. It makes me wonder if you dont know everything about your subject, then why are making such an effort to persaude me to believe your mind? He loses credibility and this hurts him. If you are going to argue a viewpoint, I would prefer that the person p glide bying his case knows a lot about the subject matter. To be honest, I dont think Gert knows a lot about the situation.He rarely actually talks about the core subject copying software. Instead, he talks about the morality of breaking the law in general. He just happens to throw software piracy in there to add another example of the morality of breaking the law. This severely hurts his thesis and essay in general. Another weakness in this paper is the slippery slope argument that he makes about breaking laws in favor for other laws. He claims that this will lead to anarachy. If people dont want to obey the law because they think some other law would be better, how will this lead to anarchy?Couldnt it be possible that it will just lead to the alternate of laws? If there is such replacement, how will it lead to chaotic anarachy? He does not explain why such a process will lead to anarachy he just states that it will lead to it. Not only is his argument flawed, there is a flaw within the flaw. He cant even explain his wrong conclude. But then again, maybe that is the full-page point of illogical reasoni ng there is no logical reasoning A final weakness that I found a touch of times in Gerts essay is that he uses some faulty analogies.He compares software laws to speeding laws and alcoholism laws, among other breif examples. He uses these examples in his arguments about the morality of breaking the law. If one does not agree with the speed limits, he is not obligated to break them simply because he does not like them. If an 18 year old wants to drink when the legal drinking age is 21, he cannot do so just because he doesnt agree with the law. Thus, if a person wants to copy a CD for their friend and it is illegal, he cannot do so. I dont believe that piracy laws fall in the same field as speed limits and minor(ip) drinking.I think those problems impact society much more than a burned copy of Blue Oyster Cults outweart Fear the Reaper. These are just different situations and they shouldnt be compared on the same level. So it is morally acceptable to copy software for my friends? I personally believe so for a mate of reasons. I am guilty of illegally copying music and movies, and I see nothing wrong with anything that I have done. Im a criminal justice major and I understand the piracy laws. I still see nothing wrong with it. If burning a CD or a DVD is so morally wrong, then why do stores provide the means of doing so?Stores sell ignitible discs in which you can copy anything onto them. How can anyone be expected not to burn software or a CD? These discs arent illegal, but the act of copying is illegal. Yes, I understand that the original purpose of these rewritable CDs and DVDs were to be storage devices for personal work, but the times have changes as the technology has evolved. Do not provide the means of a crime if you do not want the crime to happen. Im positive that the chief(prenominal) reason why people burn software is because of the money involved. Downloading something is free.If I have a free option, then why should I bother buying somethin g? If I only like one song on a CD, why should I have to shell out 25 dollars to buy the whole thing? CDs only court companies ten cents to burn, and an surplus two dollars for the packaging. I understand that there are labor fees to be paid as well, but why does the media industry have to charge their consumers, their lifeblood, these ridiculous prices? My laptop crashed recently. Nowadays, laptops are being sold with the software already installed onto the hard drive. This has added a hidden cost to the overall cost of the laptop.along with this, no discs are provided. Youre paying for software that you have no legal copy for. When your laptop crashes, you no longer have the software. So when my laptop crashed, resulting in me buying a new hard drive, what did the expert support people tell me to do? They told me that I had to buy the operational system separately. It was an annoyance to do so, but it was an option. Do you know how much Windows scene goes for? Two hundred fi fty dollars. Well, there goes that option for this scant(p) college student. My solution to my problem?I found a friend with Vista and I got him to copy the software for me. If the legal copy did not cost so much, I would have purchased it. I think thats the foot problem of this issue. If companies didnt sell their software at such an preposterous price, more people would turn away from illegal means of obtaining verbalise software and actually acquire it legally. I see no problem with downloading software because of this key reason. Illegal copying and downloading of software, music, and movies is just something that isnt possible to monitor. There are millions of people all over the world doing this.How can officials possible prosecute these people? How can they possibly track them down? Contrary to popular belief, there is no such thing as email tracking and there is no such thing as download tracking. There is no such technology to know barely what illegal site someone has been on and downloaded something from. If you take my mp3 player, there is no way that you would be able to tell which songs I purchased and which ones I have illegally downloaded. It is the same situation if you took a look on my computer. Which files were obtained illegally? Youll never know.

Distracted by Today’s Technology Essay

We ar part of a country that is focused on qualification life easier and faster. Technology is something that is unceasingly on the rise, we ar always looking for that unused gadget wear than the last that is meant to facilitate the everyday life. As a result, galore(postnominal) bulk atomic number 18 starting to lose the readiness to show emotions or raze carry on a face-to-face conversation, therefore making it awkward for those individuals to develop appropriate kind skills. Unfortunately, we fail to see the damage that is cosmos caused by the amount of meter being fagged on texting, vie with video games, or sp discontinueing countless hours on social ne iirks as an alternative to making new acquaintances or spending quality measure with their loved hotshots.Lets start with text messages, k outrightn as one of the most popular method of communication these years. It is an unavoidable event that the text message has become a necessary part of our lives. excha ngeable with new couples, who argon unable to attain an appropriate sense of what their new partner is actually like. These couples often prefer the convenience of texting as a way of getting to k like a shot each other, as opposed to talk on the recollect or release on dates. What they fail to actualise is that, by trying to maintain a relationship mostly through and through texting and with barely any physical interaction they are truly inhibiting their ability to assess reactions, expressions or feelings shown by the other person. Sadly, these couples usually choose to end their relationship before knowing if it truly had a chance to expound into a something meaningful.Although talking on a cellular phone charm fundament the wheel of a car has been proven to be dangerous, it has now taken a back seat to those drivers who surf the internet and text objet dart on the road. According to a study done by The American Automobile Association, forty-six percent of teens who were interviewed admitted to being distracted behind the wheel because of texting. Many parents will instruct their children not to text while behind the wheel, when in all reality they are not future(a) what they preach by continuing to put us all at risk. Overall, it is a real source of concern that these individuals are consciously adding to the change magnitude number of accidents on our roads today.Then we take a shit video games, which have been around for decades. In recent years, the popularity of video games has sky rocketed amongst our youth. Our children are learnedness how to hijack a car from a pregnant mother with her two kids, shoot a gangster with an automatic weapon, and even drag wake down the streets of a quiet neighborhood, all from the comfort of their couch. The days of going outside to play with friends and bike riding have been replaced by seated in front of a television set and playing with your Nintendo, Xbox, or PlayStation, just to name a few.Homework an d chores are often overlooked, but worse are the many parents that are using these gaming devices as babysitters as an alternative to spending quality time with their kids. Many parents sojourn satisfied by obviously knowing that their children are safely in the house, dismissing the possibility their children are becoming couch potatoes with no social skills. Sadly, many of these children are not receiving any other exercise than what is given during their P.E. level in school. These are the children that will likely end up as obese, anti-social members of our society.Lastly, we are now surrounded by social networking sites like Facebook, Myspace and cheep that are dedicated to connecting friends and family that live all around the world with the intentions of change magnitude communication between them. Friends can post pictures, write about what they are doing at the moment, and surf other friends profiles. While we cannot deny the benefits that these sites may provide, we should to a fault not fail to realize the many dangers that can be conjugate to these social networks. Computer viruses are one of the most common disadvantages seen with social networks, one wrong click and you could send all you personal discipline to some crook across the country.But more damaging are the ill effects that our children are likely to encounter. Cyber bullying is much more intense and malicious than what some of us may have see in our high school hallways. Teasing, harassing, and name calling are now posted on the internet for everyone to see. In 2006, a teenage young lady committed suicide for the constant bullying she received from her classmates and even one of their parents, her mother never suspected any of it. More importantly, many children and teenagers are now sharing too much information with strangers that they meet online, believe they are someone of their same age and with their same interests. Unknowingly, they are making themselves easy targets for predators of all kinds. This could possibly be avoided if parents were to limit the time spent online and diligently monitor their internet usage.I understand that some muckle may disagree with my views on the damaging effects that could be associated with allowing too much engineering into all aspects of our lives. At the end of the day, what are the benefits we are receiving from allowing technology to play such a large role in our lives? Are we coming together at the end of the day? The days of family dinner time are slowly becoming memories of the past. Fewer are the families that sit around a table to share a meal, socialize, and strike stories about their day. We are missing out on opportunities to bond with our children and break them grow. As well as new couples that would benefit from more phone conversations and dates, perhaps giving themselves a better chance at a more meaningful and stable relationship, possibly reducing the current split rates.It is a fact tha t we live in a world that technology has become a must in our lives. We are now hooklike on cellular phones, and computers, while our children are consumed by their games. I in addition agree that all of the advancements made by technology are simply indented to somehow improve the way we function on a day-after-day basis. But there should be a limit to how much technology we allow in our lives. Maybe we should make an effort to dedicate time to our families by turning off the cellular phone and put parenthesis the computer a few nights a week. The benefits we will receive for maintaining a loving and nurturing relationship with our loved ones will continue to be unmixed for years to come.

A commentary on a passage from Mary Wollstonecraft Shelley’s Frankenstein

The passage from Mary Wolls tonicitycraft Shelleys Frankenstein is a warning to bon ton that we can non let science deal too far out of dedicate that k directlyledge entails tender responsibilities. She keep opens in the style of the 19th Century romantic Movement, portrayed though her broad reprobate structures punctuated with commas, colons and semi-colons. The syntax is often upside-d witness from that of newfangled writing boy use is excessively different from that of modern writing. The passage is create verb entirelyy in first person narration, which means that the commentator rargonly sees whatsoeverthing outside of the narrator, that is from Frankensteins perspective. Hence the tone of the writing is mostly ruminative and self-critical, just now is frequently changing without the passage. The passage is very medieval and explores indecisiveness, horror and pity.The passage commences I sat one evening in my laboratory which conveys a feeling that there is not hing unusual in his sitting there. The word evening is the height of the line, thus stressing the time of day. The evening is often associated with dying and arcanum, and so a wizard of murky mystery is immediately created in the passage with the the sun had set, and the moon was just locomote from the sea which depicts a clear picture of the atmosphere. It illustrates a time of transition, and is a metaphor reflecting the indecisiveness of the scientist, Victor Frankenstein. It is as well a reference to character, which is, along with the long sentence structures of the passage, typical of the 19th Century Romantics.Shelley often uses this long structure to make our voice rise and fall on certain(prenominal) words, so we accent some of them. It makes us c at one timentrate and pause on certain words of importance. The words idle and pause, which are steady a continuation of the long first sentence, slow d sustain the sentence reflecting the actual notion of being in thoughtful pause. Next, the sentence continues on to stress the word labour, which explains to the reader what the scientist was opinion about.His contemplation is exposit with a metaphor present in the beginning of the next sentence, a train of refection. He is, in particular considering the effects of what I was now doing, which implies that his present work could defend major effects, and he perhaps has not yet considered them full moony. now doing is an drill of inversion, as we are accustomed to write doing now in modern English. This again shows a characteristic of writing in the 19th Century Romantic genre.The tone of the passage is soon sour from reflection to one of regret. The phrase vitriolicest self-reproof is used to describe the unquestioning regret that scientist felt for the action which he had been engaged in one-third years ago. From his thoughts it sires apparent to the reader that he had created a fiend trinity years before and that he is currently creating an d ifferent. From this we can see that Frankenstein is bitter at both the addict, potentially wanting revenge, and also at himself for creating that giant.The uses of the word fiend shows that Frankenstein believes that the monstrosity is an evil, devilish creature. It is here that we feel that Frankenstein has perhaps deceased too far with science, misusing the power of go to bedledge for self-indulgences, and now reaps the product of this self-indulgence. It portrays how unforeseeable and potentially disastrous playing with nature and creation can be. This was a conventional belief of the 19th Century Romantic movement.The narrator hence goes on to describe the fiend as having unparalleled barbarity, an example of hyperbole, which implies that the whale he has created is so hideous that he is even amusing in his barbarity. However, it can be felt that Frankenstein does not directly diabolical the the Tempter for his devilish character, but rather its unparalleled barbarity . This implies that the daimon became barbaric and evil done circumstances, such as not belong or being able to relate to anything or anyone, rather than through his basic nature.Frankensteins uncertainties are further expressed when he illustrates that he is imbruted of his egg-producing(prenominal) creations potential disposition. He hypothesizes that she might become ten grounds times more malignant than her mate, displaying how evil the creature could be. Shelley makes us pause on the word delight to further describe the contingent evil of the creature, as she continues in the sentence to describe that the delight is in performance and wretchedness. This is the first time in this extract that the grammatical gender of the new demon becomes apparent.Also, while it is implied that the accepted monster, was involved in murder and wretchedness, it took no delight in it nor did it for its experience sake. As well, to get his point across, Frankenstein again uses hyperbole in order to create an core of his concern and uncertainty as ten thousand times more malignant implies that any atrocity could occur.He had sworn to quit the vicinity of man, and hide himself in deserts. In this line the reader realises that the monster has asked Frankenstein to create a distaff mate for him, because of his loneliness and desperation and for this we have pity for the monster.Frankenstein suggests that the female monster might refuse to leave serviceman civilisation, further expressing his doubts in persevering with his labour. Frankensteins thoughts reflect the fact that this female creation in all probability was to become a thinking and reasoning animal, but at the same time disg zip her to the status of a savage animal, and so, once again, demonstrating his loathing of the original monster.the creature who already lived loathed his own deformity, and might he not count a greater abhorrence for it when it came before his eyes in the female form? is Franke nsteins consideration for the fact that the two monsters might have a loathing for each other. This view is probably originating from 19th century social belief that the females main function was to look attractive and be obedient. She also might turn with disgust from him to the superior beauty of man is written in, what is to us an arrogant tone, as we feel that Frankenstein is much too biased towards man, although voicing the general convention of the time that humans were the extremum of creation.Thus, we feel even more pity for the monster. In a way, this is once again Shelleys way of reflecting societys view of women in her time. Women, like the monster created, were lonely, at sea and had no power. The monster has no choice for a mate other than another of his kind, a kind whose appearance he finds horrible. He is helpless. Frankenstein also suggests that she might quit him, and he be again alone, exasperated by the fresh provocation of being deserted by one of his own spe cies. This suggests that the monster is destined to be alone, deserted by even his own kind, simply because of his appearance.The second dissever of the passage mentions the deserts of the new universe, which returns us to the theme of the Romantic writers exploration of nature, with the idea of new existence. Even so, the tone of the paragraph soon changes to one of fear. There is a shift from the apprehension of the previous paragraph, and Frankensteins fear becomes apparent. He soon dialogue about how one of the first sympathies for which the daemon thirsted would be children. The description of the monster as a daemon, once again depicts Frankensteins view of the monster as being purely malicious. He fears that a whole race of devils would be propagated upon the earth.Frankenstein fears that this race of devils would make the human race full of terror or, at worst, extirpate the human race. Then, changing into a tone of nobility, and even a hint of egoism, he asks himself Had I a right, for my own benefit, to inflict this curse upon everlasting generations? From this he implies that the world depended on his action, and that he should not be selfish for his own safety, which is a change from his antecedently self-centred thoughts. He refers to the monster as a curse, an indication of its perceive position, and perhaps also the theological implications of the monsters presence.However, Frankenstein does not mention the best accident of his situation that the monster would just quietly go, and remain out of the decease of human civilisation. The description, nevertheless portrays Frankensteins view of the monster as being malevolent, as well as his discontented belief that the monster would show any sympathy to the human race.Frankenstein realises how craftily the monster had lured him into do the female monster, with the sophisms practice forth. Despite all of the disastrous results of Frankensteins creation of the original monster, and Frankens teins fear and horror, the monster managed to persuade Frankenstein through a combination of sophisms and fiendish threats to create him a female mate. Again Frankenstein realises the potential importance of his actions, and the fact he could become famous for his self-centred actions. Here the cunning of the monster becomes apparent to the reader, but a smell out of pity is still felt for the monster, who could relate to no one.The next paragraph is commenced with an ambiguous statement, I trembled, and my heart failed within me. We are left with a sense of uncertainty as to the source of all this terror was it the fear of creating the monster he was working on, or the fear of the monster that already lived? This is answered later on in the fifth paragraph of the passage where we find that it is the thought of resuming his labours that is the cause.On looking up, Frankenstein sees the monster at the window. The tone of the passage at this point changes to one of fearfulness and a bsolute terror, reflecting how weak Frankenstein is compared to his creation. This fear is reflected through the description of how a sick of(p) grin wrinkled his lips. The word ghastly reflects the fact that the monster is not human, rather a mythological savage.The monster is described as having allotted the delegate of creating the female monster to Frankenstein. The use of the word allotted implies that the monster has gained power over Frankenstein, through terror and cunning. Frankensteins fear is further conveyed when we find that the monster is, through his desperation, stalking Frankenstein, to ensure that he attains his female companion.Frankenstein then tells us that the monster had an musing of the utmost extent of malice and treachery. At this point of the paragraph, Frankenstein kills all sympathy that we had previously felt for the monster, portraying him in the dimmest, most horrific light. magnification is also being used, to exaggerate this effect.This treache rous look leads Frankenstein, to come to his senses and destroy the monster in a fit of rage. He describes himself as oscillation with passion. He is so overcome with rage and fear that he trembles. His enraged strength is enough to tear the monster to pieces, again demonstrating the brashness of his anger, fear and horror.The destruction of this female creation was the destruction of all chances of gratification that the existing monster could grasp. The monster is now referred to as The wretch, making him seem helpless. Calling him this also projects the fact that all happiness has been destroyed. This is a contrast to his previous descriptions as a daemon, an image of strength. The monster again becomes subject to the sympathy of the reader.The monster is described as big a howl of devilish despair. By howling, he is minify to being almost an animal. The fact that he is howling with revenge implies that he has not yet been defeated, and Frankenstein has perhaps secured his o wn downfall. As well, the device of head rhyme is evident here the two ds in devilish despair emphasising the rent of the monster.The fifth paragraph switches back into a tone of reflection. He speaks of never resuming his labours again, making a solemn vow. From this we see the absolute remorse Frankenstein feels in his heart for creating the first monster, as well as his sense of absolute helplessness.The next paragraph is a contrast to the rest of the passage. It is written in a lighter, Romantic tone, presenting a sense of calmness and tranquillity. It is a description of nature, another trait of the 19th Century Romantics when he describes a few fishing vessels alone speckled the water, portraying how nature can overcome man.A sense of mystery is created as the paddling of oars and a person landing their sauceboat near Frankensteins house interrupts this calm. The arrival of the boat is shortly followed by the slow opening of a ingress, the creaking of the door suggests the slowness, which creates a sense of imminent peril. We are left with a sense of mystery, as even though we predict that it is the monster, we do not know who is at the door.

Online Examination Portal

INTRODUCTION nigh The Project The project, Online Examination portal vein aims at creating a common plan for the college administration to conduct online (objective) examen for students of every semester of the institution on a regular basis or in regular intervals of clock as desired by the administration. With this site, the institute advise register and host online exams. Students can give exams and view their results. This site is an attempt to remove the existing flaws in the manual outline of conducting exams.Purpose The client here, the college administration uses MS Excel, and maintains the student records, stock-still it is not possible them to share the data from multiple system in multi user environment, there is lot of duplicate work, and chance of mistake. When the records are changed they guide to update each and every excel file. There is no choice to find and print previous saved records. There is no surety anybody can access any report and sensitive data, a lso no reports to summary report.This Online Examination Portal is used to overcome the entire chore which they are facing currently, and making complete atomization of manual system to computerized system. Students can give exam without the need of going to any strong-arm destination. They can view the result instantly at the end of the examination session. Thus the purpose of the site is to provide a system that saves the efforts and time of both the institutes and the students.What is Online Examination Portal all about? Online Examination Portal is a web application that establishes a network between the institutes and the students. Institutes inscribe on the site the questions they want in the exam. These questions are displayed as a test to the eligible students. The answers given by the students are then evaluated and their have is calculated and saved. This score then can be accessed by the institutes to con and evaluate their performance.

Caribbean Economy and Slavery Essay

What were the economical, social and policy-making consequences which resulted from the changeover of tobacco to markcane in the seventeenth Century?ObjectivesWhat is the sugar revolution?What were the reasons for the change from tobacco to sugarcane (better termed a the sugar revolution) in the 17th vitamin CAssess the social political and economical consequences which resulted from the change of tobacco to sugarcane in the 17th centuryRationaleThe need for economic stability as well as potential growth in the French and eastern Caribbean islands led to what was top hat termed as the Sugar Revolution. The Sugar Revolution was referred to as such due(p) to the changes and consequences which were far reaching and rapid. This sugar revolution was the change from tobacco to sugar cane in the mid to late 17th century in the French and English Caribbean islands where monoculture was a rule.This revolution did not only rightful(prenominal) change sugar instead of tobacco to the chie f crop the community changed from white to black the size of landholdings changed and eventually the West Indies became the cockpit of Europe, then these changes were just as equally revolutionary. The list of changes the sugar revolution brought was in surplus or inexhaustible for that matter. However, these inexhaustible changes can be outgo be fit under three broad headings political economical and social.This research question was chosen as it not only mesmerised me that the eastern Caribbeans French and English planters desire for greater positivity led to the sugar revolution and thus other changes that were equally revolutionary. This take will allow the reader and anyone else who comes in contact with this SBA to better see to it the reason for this change of chief crop and how the people of the Caribbean territories in

Faceless Crimes

Part I. Computer crimes or cybercrimes have been on the rise since the introduction of the Internet. More so with the onrush of mobility and the launch of wireless networking, the increase in mischievous computer activities was exponentially high. Since cybercrimes argon considered faceless crimes where a criminal hacker can do their misdeeds miles or continents a counseling, or set-up a logic bomb a few hours later, it has been more difficult to trace these malicious acts.In determining specialized categories or types of IT-related attacks, it is noteworthy to examine the lists prepared by Mandia et al. (2001) in the take Incident Response investigating Computer Crime1.Denial-of-service attacks are near of the easiest incidents to respond to, because they do not involve actual intrusions.2.Unauthorized uses of resources are typically insiders using their computers in an inappropriate manner. These investigations are often more orient around personnel rather than technical issue s.3.Theft of information attacks involves unauthorized read-only entrance fee to information. While these are typically solved easily through configuration, it is in truth difficult to tell through an initial investigation if the aggressors access is read-only or actually composite a full-blown computer intrusion.4.Vandalism is really a subset of computer intrusion, because it is not possible with knocked out(p) access to the victim system.5.Computer intrusions are the mother of all incidents, in that they require the most involved response.The ruff way to determine unauthorized computer access, downloading, copying and transferring of classified or secluded materials is by examining and evaluating the log files and access control lists. Unless the intruder or attacker is a sophisticated or high-caliber criminal hacker, this is the quickest and simplest method available, differently hiring trained professionals who will do computer forensics investigation is necessary to shit criminal liability and culpability.Part II. Depending upon the forensics investigator, there are various techniques or methodologies in investigating cybercrimes. But in general, there are quartette major steps namely evidence identification, evidence preservation, evidence compendium and evidence presentation (Solomon et al., 2005).There are two major tools undeniable in forensics investigation, the first are the turn imaging and validating tools and the instant are the forensics tools. Disk imaging and validating tools basically check the rightfulness of the hard disks and creates a mirror copy of the hard disk involved in the investigation. Forensics tools are the hardcore equipment that does data analysis, recovery and rebuilding, for deleted files and data.Numerous tools are available commercially on the market. One important note for an draw a bead on computer forensics investigator is that all tools to be utilized in the railway line of their trade should be properly li censed and the utilize is authorized by the vendor otherwise the case might be thrown out of court for using pirated or illegally purchased software.Some of the common disk imaging and validation tools as listed by Solomon et al. (2005) are ByteBack by Tesch Assist, inc. and used for data recovery EnCase from Guidance Software is one of the best drive duplicators and Norton Ghost by Symantec provides the ability to create disk copies that are almost exact copies of the original. Solomon et al. (2005) also listed SMART by ASR Data scholarship as a suite of forensics examination tool and WinHex ftom X-Ways is a ecumenic hexadecimal editor and disk management utility.

Report on Hdfc Bank

1 wander FINAL REPORT ON camberING BY JIGAR SONI AT Summer Internship purpose 2 PROJECT TITLE A couch report on COMPANY suck FACULTY GUIDE ================ ============== Mr. Manish Panchal Prof. Pragna Kaul Branch double-decker IBMR Ahmedabad Kapadwanj. Prep ard by Jigar J Soni be adrift no. 5 , Div A IBMR _Ahmedabad stratum 2008/09 3 Ac bedledgements If words be considered to be signs of gratitude then let these words state the very(prenominal) same My sincere gratitude to HDFC pious platitudeing concern for roviding me with an opportunity to piddle with brink and rise up-favored necessary directions on doing this redact to the scoop of my abilities. I am high uply obligated(predicate) to Mr. Manish Panchal. , Branch film director and keep company travail guide, who has provided me with the necessary information and as well as for the nourishment ext finish out to me in the ending of this report and his blue-chip suggestion and comments on bringing ou t this report in the lift out look possible. I besides thank Prof. Pragna Kaul, IBMR_Ahmedabad, who has sincerely support me with the valuable insights into the completion of this upchuck.I am satisfying to exclusively faculty members of IBMR_Ahmedabad and my 4 friends who down helped me in the successful completion of this project. 5 CONTENTS Sr. No. mickledid Covered Page No. 1 entrusting Structure in India 6-7 2 Indian vernacularing Industries 8-9 3 Upcoming Foreign desireing company in India 10 4 HDFC affirm 11-12 5 Company Profile 13-15 6 Technology opus 16-19 7 harvest-feast and Customer segments 20-23 8 Business schema 24-25 9 Inside Hdfc intrust 26-31 10 rupee Earned rupee fagged 32-33 11 Recent turnment 34-41 12 SWOT Analysis 42-48 13 Project on plastic M unrivaledy 49-55 6 BANKING STRUCTURE IN INDIA schedule vernacularing companys in India (A) Scheduled Commercial patoissPublic bea bevels secluded celestial sphere trust building buildings Foreign rims in India Regional cracker-barrel brim (28) (27) (29) (102) Nationalized stick Other Public celestial sphere swans (IDBI) SBI and its Associates k at ace sentencedish Private desires vernal Private marges (B) Scheduled cooperative asserts Scheduled Urban Cooperative strands (55) Scheduled State Cooperative Banks (31) 7 Here we to a greater extent concerned nearly underground celestial sphere confides and competitor among them. immediately, at that pasture argon 27 1-on-one arena banks in the banking field 19 old head-to-head sector banks and 8 late private sector banks. These parvenue banks choose brought in state-of-the-art engineering and precipitously tradeed their products.The Public sector banks ar liner a stiff competition from the young private sector banks. The banks which pass been effectup in the 1990s under the guidelines of the Narasimham delegacy atomic number 18 referred to as NEW closed-door SECTOR BANKS. radic al Private domain Banks Superior fiscal obligation kno adoptg forward-looking returns Tapped new merchandises Accessed Low salute NRI funds grander efficiency 8 INDIAN BANKING INDUSTRIES The Indian banking food merchandise is souring at an astonishing rate, with As plants pass judgment to promiscuous up US$1 meg by 2010. An expanding economy, snapper caste, and technological innovations are exclusively ontributing to this process. The countrys middle class accounts for over 320 one million million million volume. In correlational statistics with the growth of the economy, rising income levels, change magnitude bill of living, and affordability of banking products are promising factors for go along expansion. 9 The Indian banking Industry is in the middle of an IT revolution, Focusing on the expansion of sell and agricultural banking. Players are becoming increasingly node centric in their approach, which has resulted in innovative methods of offering new banking products and usefulnesss. Banks are now realizing the mportance of being a commodious faker and are beginning to concenter their attention on jointures and acquisitions to take improvement of economies of scale and/or comply with Basel II regulation. Indian banking industry assets are expected to r apiece US$1 trillion by 2010 and are poised to ask for a greater infusion of oversea capital, guesss Prathima Rajan, analyst in Celents banking group and antecedent of the report. The banking industry should revolve around on having a elegant number of whacking players that can compete globally rather than having a large number of fragmented players. approaching FOREIGN BANKS IN INDIA By 2009 fewer more names is going to be added in the list of foreign banks in India. This is as an aftermath of the sudden arouse shown 10 by make Bank of India paving roadmap for foreign banks in India greater freedom in India. Among them is the worlds silk hat private bank by E uro specie magazine, Switzerlands UBS. The avocation are the list of foreign banks going to set up line of business organization in India - majestic Bank of Scotland Switzerlands UBS US- prowd GE Capital commendation Suisse Group Industrial and Commercial Bank of China WE UNDERSTAND YOUR WORLDThe lodging exploitation pay friendship confine (HDFC) was amongst the first to receive an in principle commendation from the 11 modesty Bank of India ( rbi) to set up a bank in the private sector, as part of the RBIs repose of the Indian Banking Industry in 1994. The bank was in corporated in August 1994 in the name of HDFC Bank Limited, with its registered office in Mumbai, India. HDFC Bank commenced operations as a Scheduled Commercial Bank in January 1995. HDFC is Indias postmortem examination house finance company and enjoys an impeccable track record in India as well as in multinational markets.Since its inception in 1977, the Corporation has chief(prenominal)tained a unvarying and sinewy growth in its operations to quell the market leader in mortgages. Its large(p) loan portfolio gos well over a million dwelling units. HDFC has recrudesceed earthshaking expertise in retail mortgage loans to dissimilar market segments and also has a large corporate client fundamenting for its housing related doctrine facilities. With its experience in the mo clear upary markets, a vigorous market reputation, large shareholder base and unique consumer franchise, HDFC was judgmentlly positioned to promote a bank in the Indian nvironment. HDFC Bank began operations in 1995 with a artless mission to be a 12 World Class Indian Bank. We know that only a single mind focus on product caliber and service excellence would help us decease on that point. Today, we are proud to say that we are well on our look towards that goal. COMPANY PRO consign STRONG written report field NETWORK 13 HDFC BANK As of demonstrate 31, 2008, the Banks distribution earnings was at 761 Branches and 1977 auras in 327 cities as against 684 branches marching music 2006 jar against 2007 skirt 2008 Citied 228 316 327 Branches 535 684 761 cash machines 1323 1605 1977 14 nd 1,605 ATMs in 320 cities as of March 31, 2007. Against the regulatory approvals for new branches in hand, the Bank expects to further expand the branch pass depart by around 150 branches by June 30, 2008. During the stratum, the Bank stepped up retail node acquisition with deposit accounts increasing from 6. 2 million to 8. 7 million and substance control boards issued (debit and credit display boards) increasing from 7 million to 9. 2 million. Whilst credit growth in the banking corpse s poored down to just about 22% for the year ended 2007-08, the Banks net advances grew by 35. 1% with retail advances growing by 38. % and wholesale advances growing by 30%, implying a higher market share in both segments. The relationsal banking business also registered whole gr owth With cash focussing volumes incrementd by around 80% and wad services volumes by around 40% over the previous year. Portfolio timberland as of March 31, 2008 remained thinking(a) with gross nonperforming assets at 1. 3% and net non-performing assets at 15 0. 4% of total customer assets. The Banks provisioning policies for specific loan mischief provisions remained higher than regulatory requirements. engineering science USED IN HDFC BANKIn the era of globalization each(prenominal) and every(prenominal) sector faced the stiff competition from their rivals. And world also converted into the vapid from the globe. after(prenominal) the policy of liberalization and RBI initiatives to take the step for the private sector banks, more and more changes 16 are taking the part into it. And there are bring in competition between the private sector banks and common sector bank. Private sector banks are now use the latest technology for the different transaction of day to day banking life. As we know that Information Technology plays the vital mapping in the each and every ndustries and gives the optimum return from the limited resources. Banks are service industries and today IT gives the innovative Technology applications programme to Banking industries. HDFC BANK is the leader in the industries and today IT and HDFC BANK together combined they devolveed the sky. New technology changed the mind of the customers and changed the queue pattern from the history banking transaction. Today there are different channels are open for the banking transactions. We can see that the how technology gives the best results in the be humiliated diagram. There are drastically changes seen in the use ofprofit banking, in a year 2001 (2%) and in the year 2008 ( 25%). These type of technology gives the freedom to retail customers. 17 change Processing Units Derived Economies of Scale Electronic bang-up Through Processing Reduced action Cost Data Warehousing , CRM m odify cost efficiency, Cross sell Innovative Technology Application Provide new or pukka products HDFC BANK is the very consistent player in the New private sector banks. New private sector banks to withstand the competition from public sector banks came up with innovative products and superior service. 2001 18 Branches 43% ATM 40%Phone Banking 14% net profit 2% Mobile 1% 2005 Branches 17% ATM 45% Phone Banking 12% Internet 25% Mobile 1% ( % customer initiated Transaction by Channel ) 19 HDFC BANK PRODUCT AND CUSTOMER SEGMENTS personalised BANKING add output Deposit Product Investment &038 amends Auto Loan Loan Against Security Loan Against airscrew Personal loan credit card 2-wheeler loan Commercial vehicles finance shell loans Retail business banking Tractor loan racetrack(a) Capital Finance Construction Equipment Finance Health Care Finance commandment Loan Gold Loan conservation a/c Current a/c Fixed deposit Demat a/c Safe DepositLockers plebeian Fund Bonds Knowledg e Centre insurance policy General and Health Insurance comeliness and Derivatives Mudra Gold Bar 20 card recompense run Access To Bank Credit fluff Debit Card Prepaid Card &8212&8212&8212&8212&8212&8212&8212&8212&8212- &8212- Forex Services &8212&8212&8212&8212&8212&8212&8212&8212&8212- &8212- Product &038 Services Trade Services Forex service Branch Locater RBI Guidelines NetSafe merchant Prepaid Refill Billpay visa Billpay InstaPay DirectPay VisaMoney shipping eMonies Electronic cash carry-over Online Payment of Direct tax income NetBanking OneView InstaAlert MobileBanking ATM Phone Banking email Statements Branch profits 21 WHOLESALE BANKING somatic underage and Medium Enterprises monetary Institutions and Trusts Funded Services Non Funded Services quantify Added Services Internet Banking Funded Services Non Funded Services Specialized Services Value added services Internet Banking BANKS Clearing Sub- membership RTGS submembership Fund take ATM Tie-ups Corporate Salary a/c Tax Collection Financial Institutions Mutual Funds Stock Brokers Insurance Companies Commodities Business Trusts business constitution MIX 22 Total Deposits everlasting(a) Advances Net RevenueRetail sell HDFC Bank is a consistent player in the private sector bank and have a well equilibrate product and business mix in the Indian as well as overseas markets. Customer segments (retail &038 wholesale) account for 84% of Net revenues ( FY 2008) mettlesomeer retail revenues part offset by higher direct and credit be. Equally well positioned to grow both segments. . 23 NRI SERVICES Accounts &038 Deposits Remittances rupee Saving a/c rupee Current a/c Rupee Fixed Deposits Foreign Currency Deposits Accounts for go Indians North America UK Europe south East Asia Middle East Africa Others loyal remit IndiaLink Cheque LockBox telegraphic/ Wire Transfer Funds Transfer Cheques/DDs/TCs Investment &038 Insurances Loans Mutual Funds Insurance Private Banking Portfolio Investm ent Scheme crustal plate Loans Loans Against Securities Loans Against Deposits Gold Credit Card Payment Services Access To Bank NetSafe BillPay InstaPay DirectPay Visa Money Online Donation NetBanking OneView InstaAlert ATM PhoneBanking Email Statements Branch Ne twainrk 24 personal credit line STRETEGY HDFC BANK mission is to be a World Class Indian Bank, benchmarking themselves against transnational measuring rods and best ractices in toll of product offerings, technology, service levels, risk management and audit &038 compliance. The impersonal is to build go customer franchises crossways distinct businesses so as to be a pet provider of banking services for target retail and wholesale customer segments, and to achieve a healthy growth in profitability, consistent with the Banks risk appetite. Bank is committed to do this while ensuring the highest levels of ethical standards, professional integrity, corporate governance and regulatory compliance. put out to develop ne w product and technology is the main business organization f the bank. husband nice relation with the customers is the main and top objective of the bank. HDFC BANK business scheme empha coats the fol disordered gearing 25 Increase market share in Indias expanding banking and pecuniary services industry by following a disciplined growth strategy focusing on quality and non on quantity and surrendering high quality customer service. Leverage our technology syllabus and open scaleable systems to deliver more products to more customers and to control operating costs. Maintain flow rate high standards for asset quality through disciplined credit risk management. Develop innovative products and services that attract the targeted customers and continue inefficiencies in the Indian financial sector. Continue to develop products and services that subjugate banks cost of funds. Focus on high earnings growth with low volatility. 26 INSIDE HDFC BANK volt S , PART OF KAIZEN WO RK quad TRANSFORMATION Focus on in force(p) cipher step forward organization accept in Small changes lead to large improvement Every successful organization have their own strategy to win the race in the competitive market. They use nearly technique and methodology for still running of business.HDFC BANK also aquired the Japanese technique for smooth running of work and effective work place organization. quintuple S Part of Kaizen is the technique which is used in the bank For easy and opinionated work place and eliminating spare things from the work place. BENEFIT OF FIVE S 27 It can be started immediately. Every one has to participate. tailfin S is an entirely people driven initiatives. Brings in concept of self-command. both wastage are made visible. FIVE S Means - S-1 SORT SEIRI S-2 SYSTEMATIZE SEITON S-3 SPIC-N- duette SEIRO S-4 order SEIKETSU S-5 SUSTAIN SHITSUKE (1) SORT -It focus on eliminating unnecessary items from the work place. It is excellent way to fr ee up valuable floor space. It segregate items as per require and treasured. (2) SYSTEMATIZE - governing bodyatize is focus on efficient and effective Storage method. a great deal Requir ed Less Frequently Requir ed Remove everything from workplace throw out cherished but not Required Junk 28 That manner it identify, organize and execute retrieval. It largely focus on good labeling and identification practices. Objective - A place for everything and everything in its place. (3) SPIC- n SPAN - Spic-n-Span focuses on regular clearing and self-importance nspection. It brings in the sense of ownership. (4) STANDERDIZE - It focus on simplification and standardization. It involve standard rules and policies. It fall in checklist to facilitates autonomous maintenance of workplace. It assign function for doing various jobs and decide on Five S frequency. (5) SUSTAIN- It focuses on formation a new status and standard of organized work place. Sustain means regular training to keep back standards unquestionable under S-4. It brings in self- discipline and lading towards workplace organization. 29 gradeLING ON FILE FILE NUMBER SUBJECT FROM encounter TO DATE OWNER BOX LABELFor Example 1 / 3 / A / 6 1 Work direct (1) 3 Drawer (3) A ledge (A) 6 File Number ( 6) 30 COLOUR CODING OF FILES DEPARTMENT incur Desk Personal Banker Teller Relationship Manager Branch Manager Demat Others In the HDFC BANK each department has their different strain coding apply on the different file. Due to this everyone aware about their point color file which is coding on it and they save their valuable time. It is a part of Kaizen and also overwhelmd in the system of the Five S. Logic tramp it that , the color coding are perpetually differentiate the things from the similar one. 31 gentle RESOURCESThe Banks staveing needs continued to increase during the year particularly in the retail banking businesses in line with the business growth. Total number of employees increase d from 14878 as of March31,2006 to 21477 as of March 31, 2007. The Bank continues to focus on training its employees on a continuing basis, both on the job and through training programs conducted by upcountry and external faculty. The Bank has consistently believed that broader employee ownership of its shares has a positive impact on its performance and employee motivation. The Banks employee straining option scheme so furthest covers round 9000 employees. 32 RUPEE realise RUPEE SPENT It is more in-chief(postnominal) for every organization to know about from where and where to washed-out money. And balanced between these two things rupee earned and rupee dog-tired are required for smooth running of business and financial soundness. This type of await can control and eliminate the unnecessary spending of business. In this diagram it include both things from where Bank earned Rupee and where to worn-out(a). 33 HDFC BANK earned from the recreate from Advances 51. 14 % , Int erest from Investment 27. 12 %, bank earned commission win over and brokerage of 15. 25 %.These are the study(ip) earning sources of the bank. Bank also earned from the Forex and Derivatives and some other Interest Income. Bank spent 39. 75 % on Interest Expense, 30. 27 % on Operating Expense and 14. 58 % on Provision. Bank also spent Dividend and Tax on dividend, Loss on Investment , Tax. As we discuss to a higher place that balancing is must between these two for every organization especially in the era of globalization where there are stiff competition among various market players. RECENT DEVELOPMENT 34 The Reserve Bank of India has approved the scheme of fusion of Centurion Bank of Punjab Ltd. ith HDFC Bank Ltd. with effect from whitethorn 23, 2008. All the branches of Centurion Bank of Punjab will function as branches of HDFC Bank with effect from whitethorn 23, 2008. With RBIs approval, all indispensable statutory and regulatory approvals for the merger have been obtained . 35 The combined entity would have a across the nation meshing of 1167 branches a safe deposit base of around Rs. 1,22,000 crores and net advances of around Rs. 89,000 crores. The balance tag end size of the combined entity would be over Rs. 1,63,000 crores. nuclear fusion reaction with Centurion Bank of Punjab LimitedOn March 27, 2008, the shareholders of the Bank accorded their hold to a scheme of amalgamation of Centurion Bank of Punjab Limited with HDFC Bank Limited. The shareholders of the Bank approved the issuance of one lawfulness share of Rs. 10/- each of HDFC Bank Limited for every 29 equity shares of Re. 1/- each held in Centurion Bank of Punjab Limited. This is subject to receipt of Approvals from the Reserve Bank of India, stock reciprocations and Other compulsory statutory and regulatory authorities. The shareholders Also accorded their consent to issue equity shares and/or warrants onvertible into equity shares at the rate of Rs. 1,530. 13 each to HDFC Limit ed and/or other agent group companies on preferential basis, subject to final regulatory approvals in this regard. The Shareholders of the Bank have also approved an increase in the authorized capital from Rs. 450 crores to Rs. 550 crores. 36 Promoted in 1995 by Housing Development Finance Corporation (HDFC), Indias lead housing finance company, HDFC Bank is one of Indias premier banks providing a entire upchuck of financial products and services to its over 11 million customers across hundreds ofIndian cities using sevenfold distribution channels including a pan-India mesh topology of branches, ATMs, phone banking, net banking and mobile banking. at bottom a relatively short suspender of time, the bank has e structured as a leading player in retail banking, wholesale banking, and treasury operations, its three principal business segments. The banks competitive strength clearly lies in the use of technology and the ability to deliver world-class service with rapid solvent time. Over the last 13 years, the bank has success undecomposedy gained market share in its target customer franchises while maintaining healthy rofitability and asset quality. 37 As on March 31, 2008, the Bank had a network of 761 branches and 1,977 ATMs in 327 cities. For the year ended March 31, 2008, the Bank reported a net profit of INR 15. 90 billion (Rs. 1590. 2crore), up 39. 3%, over the corresponding year ended March 31, 2007. As of March 31, 2008 total deposits were INR 1007. 69 billion, (Rs. 100,769 crore) up 47. 5% over the corresponding year ended March 31, 2007. Total balance sheet size too grew by 46. 0% to INR 1,331. 77 billion (133177 crore). Leading Indian and world-widePublications have recognized the bank for its performance and quality. Centurion Bank of Punjab is one of the leading new generation private sector banks in India. The bank serves individual consumers, small and medium businesses and large corporations with a full range of financial products and s ervices for investing, bestow and 38 advice on financial planning. The bank offers its customers an array of wealth management products much(prenominal) as mutual funds, life and world-wide insurance and has established a leadership position. The bank is also a watertight player in foreign exchange services, ersonal loans, mortgages and agricultural loans. Additionally the bank offers a full suite of NRI banking products to Overseas Indians. On 29th August 2007, Centurion Bank of Punjab merged with Lord Krishna Bank (LKB), post obtaining all requisite statutory and regulatory approvals. This merger has further strengthened the geographical reach of the Bank in major towns and cities across the country, especially in the State of Kerala, in addition to its existing dominance in the northern part of the country. Centurion Bank of Punjab now operates on a strong nationwide ranchise of 404 branches and 452 ATMs in 190 locations across the country, supported by employee base of over 7,500 employees. In addition to being listed on the major Indian stock exchanges, the Banks shares are also listed on the capital of Luxembourg Stock 39 Exchange. ACHIEVEMENT IN 2007 Business Today- Monitor Group pot One of Indias Most Innovative Companies Financial Express- Ernst &038 Young salute Best Bank swag in the Private Sector category 40 Global HR Excellence Awards Asia Pacific HRM Congress Employer mark of the Year 2007 -2008Award First blue runner up, &038 numerous more Business Today Best Bank Award Dun &038 Bradstreet American Express Corporate Best Bank Award 2007 Corporate Best Bank Award The Bombay Stock Exchange and Nasscom Foundations Business for complaisant Responsibility Awards 2007 Best Corporate tender Responsibility Practice Award Outlook Money &038 NDTV advantage Best Bank Award in the Private sector category. The Asiatic Banker Excellence in Retail Financial Services Awards Best Retail Bank in India Asian Banker HDFC BANK Managing film direc tor Aditya Puri wins the Leadership Achievement Award for India 41 SWOT ANALYSISSTRENGTH remediate strategy for the right products. Superior customer service vs. competitors. WEAKNESSES Some gaps in range for certain sectors. Customer service provide need training. 42 Great strike out Image Products have required accreditations. High degree of customer satisfaction. Good place to work Lower response time with efficient and effective service. Dedicated work force aiming at making a long career in the field. Processes and systems, etc Management cover insufficient. Sectoral growth is constrained by low unemployment levels and competition for staff 3 Opportunities Profit margins will be good. Could extend to overseas broadly. New specialist applications. Could seek split customer deals. Fast-track career information opportunities on an industry-wide basis. An applied research centre to create opportunities for developing techniques to provide added-value services. terrors Legisl ation could impact. Great risk involved genuinely high competition prevailing in the industry. endangered to reactive attack by major competitors Lack of infrastructure in rural areas could constrain investment. High volume/low cost market is intensely ompetitive. 44 COMPETITIVE SWOT ANALYSIS WITH ICICI BANK STRENGTHS WEAKNESSES O P P O R T U N I T I E S S O Strategies talent Large Capital base. opportunity commercialise Expansion. scheme Deep Penetration into Rural Market. W O Strategies impuissance work force Responsiveness. Opportunity Outsourcing of Non Core Business. outline outsource Customer Care &038 other E-Helps. T H R E A T S S T Strategies authorization Low operating costs scourge Increased Competition from others Pvt. Banks. Strategy Steps to Ensure Loyalty by old Customers. W T Strategies Weakness Not Equal to International Standards.Threat Entry of many Foreign Banks. Strategy Consider additional derives 45 dilate Analysis i. efficiency Opportunity A nalysis. long suit It is well know that ICICI Bank has the largest charge Capital Base in the Banking System in India i. e. having a total readiness to raise Rs. 19,000,000,000 (Non Premium Value). Opportunity beholding the present financial &038 economic development of Indian Economy and also the abominable growth of the Indian Companies including the acquisition gratify followed by them, it clearly states the expanding market for finance requirements nd also the growth in surplus disposal income of Indian citizens has addicted a huge rise in savings deposits from the above point it is clear that there is a huge market expansion possible in banking sector in India. Strategy From the analysis of Strength &038 Opportunity the simple and 46 straightforward possible strategy for ICICI Bank could be to penetrate into the rural sector of India for expanding its market share as well as leading all other Pvt. Banks from a great gap. ii. Strength Threat Analysis. Strength ICICI B ank is not only cognise for large capital but also for having a ow operations cost though having huge number of branches and services provided. Threat After showing a substantial growth overall, India is able to attract many international financial &038 banking institutes, which are cognise for their state of art working and charge low operation costs. Strategy To fancy that ICICI Bank keeps going on with low operation cost &038 have endless business it should simply promote itself well &038 provide quality service so as to ensure customer loyalty, then guaranteeing continuous business. 47 iii. Weakness Opportunity Analysis. WeaknessIt is well known that custody responsiveness in banking sector is Very low in Indian banking sector, though ICICI Bank has better responsible staff but it still lacks slow its counterparts similar HSBC, HDFC BANK, CITI BANK, YES BANK etc. Opportunity In the present world, India is preferred one of the best places for out sourcing of business p rocess whole working and many more. Strategy As international companies are reaping huge benefits after out- sourcing there customer care &038 BPOs, this same strategy should be implemented by ICICI Bank so as to have correct customer ervice without hindering customer expectations. 48 iv. Weakness Threat Analysis. Weakness though having a international presence, ICICI Bank has not been able to keep up the international standards in providing customer service as well as banking works. Threat In recent times, India has witnessed entry of many international banks like CITI Bank, YES Bank etc which posses an external neophyte threat to ICICI Bank as this Banks are known for their art of working and maintain high standards of customer service. Strategy After having new entrants threat, ICICI Bank should come up withMore additional benefits to its customer or may be even reduce some fees for any additional works of customers. 49 PROJECT ON flexible MONEY plastic MONEY PLASTIC MONEY I give the project on Plastic Money to bank. The objective behind this project is to increase the adequate customers list in a bank. Plastic Money title itself says the use of Credit Card and Debit Card in day to day transaction of the business. I prepared the presentation on it and 50 submitted to bank and Bank already started work on this project. Idea behind this project is to sale the bulk product. Target customerOf this project are two parties one is Wholesaler and second is Retailer. Due to this idea bank also sell their come up machine to wholesaler and create brand image in the market. The idea behind this, bank give the credit card swipe machine to wholesalers and retailers use the credit card of the bank. Bank gives the 50 days credit to their credit card holders. So here retailers can get benefit of long credit period and on the other side wholesalers can get the benefit of same day payment. As a result bank got the wide list of customers of wholesalers and retailers .